Reader’s Question: My next-door neighbor was asking me about no exam life insurance and if it was available in Buffalo New York NY. How would I know? Silvia Buffalo, NY Well, Silvia, your neighbor should have done what you yourself did, and that is go online and get some information from the internet, or are [...]

Reader’s Question: I’m a systems analyst working for a software company in Buffalo New York NY. I’ve read about whole life and term insurance. Which one should I get? Alvin Buffalo, NY Here’s a bit of history. In the beginning there used to be just term insurance, Alvin. Convenient, isn’t it? People then bought a [...]

Reader’s Question: I was told not to go with a no medical exam life insurance since I’m just in my mid-30s. Why should I buy (or not buy) life insurance without a health exam? Lee Albany, NY Good question. A no health exam life insurance policy is a type of coverage that will either save [...]