Reader’s Question How can I use life insurance as future investment in New York, NY? Isn’t life insurance just for beneficiaries who are left after I die? Please clarify on this. Ben New York, NY Hello Ben, It’s true that insurance are provided to your beneficiaries when you die, but it can do more if [...]

Reader’s Question: I am currently becoming a sucker for life insurance in Babylon, New York NY. So many things to know and so many choices which make me more confused than informed. I appreciate if anyone could give me a more straightforward explanation for my life insurance needs in New York. I am guessing how [...]

Reader’s Question: I have just retired and want to know if I should review and change my life insurance policy in New York, New York. Larry New York, NY Congratulations, Larry! Studies have shown that over a quarter of American households lack a member with life insurance. The remaining 75% do not have adequate coverage [...]

Reader’s Question: Are life insurance taxable in New York? Apparently, my mother in law says that the IRS is claiming she has to pay taxes for the 50,000 life insurance that she received when my father in law passed away. Lorie New York, NY   Hello there, Lorie! No, life insurance are not taxable in [...]

Reader question: I only smoke a cigar maybe two, three times a year. You know, for celebrations. My candidate one, somebody had a baby, somebody graduated, my birthday. But someone tells me that I need Rochester NY smoker life insurance. How does that even make sense? Greg Glad you asked, Greg. No, it can seem [...]

Reader question: I am looking at my Buffalo NY instant life insurance coverage form online, and have already filled one part out, but there is another which I’m supposed to have a doctor fill out. Can you explain this to me? Jesse Glad you asked, Jesse. Well, the second part of the form for your [...]

Reader question: I have been undergoing treatment with a psychiatrist for some mental issues I have, and taking medication. I also drink pretty regularly. Will these require me to get an Albany NY no exam life insurance policy instead of a regular one? Alan Good question, Alan. It’s very likely that the combination of these [...]