Readers Question: I need to buy a life insurance policy in New York, how do I choose the best one for me? Ravilind Babylon, NY Good question. Each person has different financial goals, needs and circumstances at every stage of their lives. This fact greatly influences the kind of life insurance policy that is best [...]

Reader’s Question: How do Cash Value Life Insurance Plans work? And should I listen to my life insurance agent/ friend here in New York and get one? Brent New York, NY Cash Value Life Insurance Policies are a kind of life insurance that is meant to be kept for the duration of the insured individual’s [...]

Reader’s Question: I’m thinking of getting either a trust fund or a life insurance for my 5-year old daughter here in New York. Which one would be better? Seth Brookhaven, NY This is a very interesting question. What you want is to invest money for your daughter’s financial future. What you need to know now [...]

Reader’s Question: Is there a way to lower my life insurance rate in New York? Richard New York NY The price of your insurance policy in New York depends on many factors like age, health condition, occupation, and lifestyle. Older people, smokers and those with health issues will always have higher premiums than those who [...]

Reader’s Question: Why does life insurance have death benefit? It seems anti-intuitive. Shouldn’t it just be called death insurance, then? I’ll probably propose it our officials here in Bronx New York NY. Jade Bronx, NY That is some very keen observation there, Jade, but it wouldn’t be too attractive won’t it? As it is, many [...]

Reader’s Question: I am having doubts as to the review of my life insurance, if I should change it now that I have recently retired here in New York, NY. Please help. Rob New York, NY It is very essential that you review your insurance policy in order for you to be updated of your [...]

Reader’s Question: I realized upon reading this website how tough it is to get a life insurance. I’ve read somewhere that my current insurance falls short from the features some are getting with their life insurance in Babylon New York NY. Is there anything I can do with my life insurance if I wish it [...]

Reader’s Question: My wife and I are both working full-time and hardly have any time to research a life insurance policy and all the work that goes with it. I want to purchase a policy in New York, New York NY soon but don’t have the time. I think I have already heard of instant [...]

Reader’s Question: I am a single parent living with my kids in Bronx New York NY. Will there be other uses of life insurance by the time my children will leave me at the age of at most 21? Justine Bronx, NY There are lots of things that you can do with your life insurance [...]

Reader’s Question: I am from New York, NY and I have a life insurance from a local insurer here. Will my beneficiaries still receive life insurance if for the insured committed suicide? Nancy New York, NY That’s an interesting question Nancy Suicide is indeed a very controversial case. This means that life insurance companies in [...]