Life insurance in New York Reader’s Question: I’d like to know more about term life insurance. I’m interested in getting one from a major life insurance company here in New York. Can I please get a rate quote for term life insurance? Jeanne Oyster Bay, NY Term Life Insurance Policy is one kind of life [...]

Reader’s question: Hi. I’m a tattoo shop owner here in New York. I’m just wondering how much life insurance I need. Do they come cheap? Can I buy them online? Grayson Brookhaven, NY Having your own life insurance and at the same time being able to have full control over it can be very advantageous [...]

Reader’s Question: My next-door neighbor was asking me about no exam life insurance and if it was available in Buffalo New York NY. How would I know? Silvia Buffalo, NY Well, Silvia, your neighbor should have done what you yourself did, and that is go online and get some information from the internet, or are [...]

Reader’s Question: You know how things are here in New York New York NY. Everything is really frenetic and there is little time left to do many administrative chores. One of the things on my checklist is getting life insurance but I just don’t have the time. There’s got to be another way than just [...]

Reader’s Question: I’m a systems analyst working for a software company in Buffalo New York NY. I’ve read about whole life and term insurance. Which one should I get? Alvin Buffalo, NY Here’s a bit of history. In the beginning there used to be just term insurance, Alvin. Convenient, isn’t it? People then bought a [...]

Reader’s Question: I’m 26 and I plan to purchase a life insurance policy. My friend told me that some life insurance companies require medical examinations. I would like to know the information that we need to provide during medical examination. Janet Buffalo, NY Life insurance companies may require their policyholders to get a medical examination [...]

Reader’s Question: I’m on a tight budget here in New York but I am still interested to get a life insurance policy, what would be the best kind for me? Tom Babylon, NY Of course everyone would like to get a cheap life insurance policy but the best kind of life insurance would really depend [...]

Reader’s Question: I’ve been enjoying success with my business (despite the economy) for a while now so I’m thinking of investing. Is a whole life insurance policy a good investment? Keisha Buffalo, NY Among the many types of life insurance coverage, whole life insurance is one of the most expensive. However, it’s a kind of [...]

Reader’s Question I have seen and read a lot of advertisement about no physical exam life insurance in New York. Are these legitimate before the law? Cindy New York, NY How are you, Cindy? I hope you find this reply in good health. Certainly there are policies out there which are offered through newspaper or [...]

Reader’s Question: I was told not to go with a no medical exam life insurance since I’m just in my mid-30s. Why should I buy (or not buy) life insurance without a health exam? Lee Albany, NY Good question. A no health exam life insurance policy is a type of coverage that will either save [...]