Reader’s Question: Is there a way to lower my life insurance rate in New York? Richard New York NY The price of your insurance policy in New York depends on many factors like age, health condition, occupation, and lifestyle. Older people, smokers and those with health issues will always have higher premiums than those who [...]

Reader’s Question: Why does life insurance have death benefit? It seems anti-intuitive. Shouldn’t it just be called death insurance, then? I’ll probably propose it our officials here in Bronx New York NY. Jade Bronx, NY That is some very keen observation there, Jade, but it wouldn’t be too attractive won’t it? As it is, many [...]