Reader question: I only smoke a cigar maybe two, three times a year. You know, for celebrations. My candidate one, somebody had a baby, somebody graduated, my birthday. But someone tells me that I need Rochester NY smoker life insurance. How does that even make sense? Greg Glad you asked, Greg. No, it can seem [...]

Reader question: I am looking at my Buffalo NY instant life insurance coverage form online, and have already filled one part out, but there is another which I’m supposed to have a doctor fill out. Can you explain this to me? Jesse Glad you asked, Jesse. Well, the second part of the form for your [...]

Reader question: I have been undergoing treatment with a psychiatrist for some mental issues I have, and taking medication. I also drink pretty regularly. Will these require me to get an Albany NY no exam life insurance policy instead of a regular one? Alan Good question, Alan. It’s very likely that the combination of these [...]